Which kind should you use?
- A one-off or occasional invoice: a one-time authorization.
- A customer you bill every month or every order: ask for a blanket authorization once.
- A customer who already signed your credit application or agreement with draft terms: record it on file.
Common questions
What should a check draft authorization form include?
The payer's legal name and the name and title of the person authorizing, the bank and last four digits of the account, the exact amount (or a cap per draft, frequency and end date), what it's for, the date, the terms they agreed to, and how to revoke. DraftPay collects all of this online, so you don't need a paper form.
Do I need a new authorization for every invoice?
Not with a blanket authorization. Your customer approves once, up to a cap per draft, and each later draft only sends them a notice.
Can my customer approve on their phone?
Yes. The approval link works on any phone or computer. They don't need an account or an app.
What if the amount changes after they approve?
A one-time authorization covers that exact amount only. For amounts that vary, use a blanket authorization with a cap per draft.
Keep reading
- RulesAre remotely created checks legal?Yes, with the account holder's authorization. What Regulation CC, state UCC rules and the FTC's telemarketing rule say about remotely created checks.
- GuideHow to accept a check payment over the phone or by emailA business customer on the phone says they'll pay by check. How to take that payment now with a check draft, and get a signed approval instead of a verbal OK.
- GuideWhat happens if a payer disputes a check draft?Why check drafts get returned, how an unauthorized claim flows back to the business that deposited it, and the records that settle a dispute.
- How it worksHow DraftPay worksDraftPay turns an invoice into a deposited check in four steps: create the draft, your customer approves by email, print it, deposit it at your bank.