How DraftPay works

What happens at each step?

1. 1

   Create the draft

   Drag in a check photo, an invoice or a voided check, or type the payer and amount. Quick Draft fills in the fields for you to confirm.

2. 2

   Your customer approves online

   We email them a secure link to approve the exact amount, usually in one step. Repeat customers can approve once for every invoice up to a cap, or you can record an authorization you already have.

3. 3

   Print it

   Approved drafts wait in your print queue. Print them on blank check stock with a laser printer, one at a time or in a batch.

4. 4

   Deposit it

   Deposit the drafts at your own bank like any other check, and mark them deposited. Every draft keeps its signed authorization record.

How do you create a draft?

The fastest way is Quick Draft: drop anything that shows who's paying, such as a check your customer texted you, an invoice PDF, a voided check or a screenshot, or paste an image. DraftPay reads the payer's name and address, routing and account number, check number and amount, checks the routing number, and matches the customer you already have by bank account, email or name.

Nothing is created until you've reviewed every field. You can also enter drafts by hand, drop in a stack of checks at once, or import your customer list from a CSV or Excel export.

What does your customer do?

They open the link we email them (with your logo and color, if you've added them), see your business, the amount, the account (last four digits) and plain-language terms, and approve. Up to the one-step limit you set, that's a single step; above it, they also enter a code we email them. They don't need an account or an app.

For repeat customers, ask once for a blanket authorization up to a cap per draft. Already hold their authorization in a signed form, a contract or an email? An owner or manager can record it on file. How authorization works.

Who approves on your side?

Your team signs in with their own logins, as owner, manager or employee. Set an amount, and drafts above it need a second teammate's approval before they can print. Every action is written to a tamper-evident audit log.

How do you print?

On blank security check stock (our starter kit or your own) with a laser printer. DraftPay prints the check face and the E-13B MICR line, and includes an alignment page so your first draft lines up. Printing guide.

What does getting started involve?

• Sign up with your name, email, business name and a password.
• Tell us about your business: your EIN, address and your bank's routing number, and confirm your bank accepts check drafts.
• Pick a plan and put a card on file. Nothing is charged while we review your business. No contract.
• We verify your business and its owners, usually within two business days.
• Start drafting. Add your mobile number for sign-in codes, add customers and send your first approval link.